What You Need To Know When Getting Social Security Benefits


The concept of social security benefits in United States is unique as not many other countries have as direct social security benefit schemes as are applicable in the United States especially for people with diabilities. In order to increase you understanding about the various aspects of the Social Security system of United States, here is a quick reference guide.

Supplemental Security Income (SSI)
For people who do not have any considerable income or any resources to derive income from, there is the provision of Supplemental Security Income. This program is run by the Federal Government and its benefits are available to the senior citizens, people who are blind or people who are physically challenged.

Information about Payments
Payment of the social security benefits for the handicapped start in the sixth month of the person being disabled. There is no payment for the first five months of disability. A proper notification is sent for this purpose. This notification also provides details about the amount of money that will be given to beneficiary as a part of his social security benefit. The payments span over the period of disability, starting from the sixth month onwards. Please note that the payments might not continue indefinitely because of regular checks to assess the degree of disability of the person.

Medicare
Medicare is another remarkable social support step of the United  States government. It bring health care benefits to people at extremely affordable rates. In cases where a person is receiving disability benefits for a continuous period of 24 months, he becomes eligible for Medicare automatically. Information about the availability of Medicare is sent several months beforehand. In some cases like complete kidney failure where either regular dialysis or a complete transplant would be needed, the 24 month period is waived and Medicare becomes available immediately upon the confirmation of disability benefits.

Provision of Appeal
There may be cases where the applicant is not satisfied with the decision taken by the Social Security department. In such a case, the applicant is allowed to appeal to the appropriate Federal or State courts of law. Though the department also allows applicant to ask the department to reconsider its decision. In case the matters are not resolved, the applicant can appeal in court in 60 days where he may or may not be represented by an attorney because of the applicant being handicapped or for any other reason.

Getting Back to Work
The Social Security department will help you in your attempts to get back to work. In the time you are trying to get back to work and are testing your ability to work, the Social Security department will provide special assistance in the form of Work Incentives. While you are taking these work incentives, you can still keep on getting the Medicare and social security benefits.