What Is Supplemental Security Income

People with extremely low income of not less than 65 years of age or who are blind or who are considered disabled are covered under the Supplemental Security Income (SSI) social security scheme of United States government. This is one of the most path breaking schemes ever implemented by any country in the social security sector  The benefits of this scheme are financed from the coffers of US government and this money is not collected back in the form of any 'special' taxes from the people of United States.

Assistance Value
The scheme is operated by United States Social Security Administration. It is the body that is responsible for keeping all the relevant records. As of January 2009, the Supplemental Security income for an individual is $674 on an average. A couple on the other hand can get as much as $1011 on an average. What makes this scheme very useful for the people with disability is that it is also available to people who have never paid any social security tax or have worked a job protected by the social security provisions.

Application Procedure
Application for SSI can be made over phone, online or in person at any of the offices of social security administration. People who are physically disabled would really like the online application procedure as it allows them to get SSI coverage without having to worry about commuting to and from the offices or having to stand in a queue. Moreover the department also provides a personal advisor who will help you assess the various aspects with regard to your eligibility and application procedure.

Exceptions to Eligibility
A person who is otherwise eligible to get SSI may be denied the benefit under certain conditions. Briefly these conditions include the following:
* In case of the pendency of an arrest warrant
* In case of the applicant being convicted for a felony, for a death crime or for cases with more than 365 days of imprisonment
* In case of the violation of a parole or probation
* In cases where required schooling information is not provided

Special Benefits Under SSI
Considering the varying needs of the beneficiaries of Supplemental Security Income, the United States government has made provisions not only for providing monetary support through SSI but much more. There are multiple benefits under this scheme including but not limited to the following:
* Food Stamps which can be redeemed at various outlets
* Free meals at certain outlets or in some cases groceries and other supplies
* Medical support wherever required, this may or may not be in the form of Medicare
* Help in housekeeping which is generally sourced from community service cases
* Transportation assistance in the case of people with motor disability

All in all SSI is a god sent for people who are disabled.