SSI Disability


Supplemental Security Income (SSI) is a public entitlement. The Social Security Administration runs an income assistance program for people who are above the age of sixty five or are blind or disabled and the physical or mental problem is expected to last at least for 12 months or is of a fatal nature. This income assistance program for disabled is known as Supplemental Security Income.

This program is meant for economically weaker people who do not earn much money and do not possess many assets. To qualify, the liquid assets owned should be less than $2000 in case of a single person and $3000 for a married couple. These amounts could change over a period of time. For knowing whether one is eligible for Supplemental Security Income or not one may have to wait for a period ranging from two to six months. The Social Security Administration can be contacted for any information needed.

The Disability Advocacy Project helps disabled persons with eligibility appeals for Supplemental Security Income.

Besides being disabled one has to fulfill certain other qualifications for SSI entitlement. Earnings should be less than $800 per month. This however, is not applicable to visually challenged persons. After qualifying for Supplemental Security Income, if the individual starts earning more than the Substantial Gainful Activity level of $800 per month, he can still receive a portion of cash benefits. So, someone who returns to work can still receive SSI disability benefits that help in paying medical bills or work expenses or for utilization towards vocational training.

SSI disability monthly checks gradually reduce in relation to income. Currently, after the first $85 of earned income, the check gets reduced by about 50% and progressively for every dollar earned beyond the first $85. Such amounts may vary from year to year on account of adjustments according to the rate of inflation.