Social Security Disability Policy Provides Family Benefits


Social security benefits are meant not only for the disabled but also their families.  As a matter of fact there is a number of schemes which provide benefits to the children, spouse or other dependents of the disabled. There are certain criteria which dependents need to satisfy before they are eligible for disability benefits.

In the event of a disability an individual is entitled to receive up to sixty percent of his salary towards the expenses necessary for sustaining a normal life. Apart from this the disabled individual, as per the social security disability policy for family, is also entitled to receive benefits to raise children till the age of majority.

The social security disability policy for family, depends on a number of  conditions. If the disabled person dies, then the beneficiaries continue to get the benefits. After the death of the disabled person the spouse is also eligible for social security benefits. If the disabled person, during his or her lifetime, had been regularly paying taxes then there are other benefits that the beneficiaries can avail of.

A disabled person need not be the bread winner of the family to be eligible for social security benefits. If a member of the  family like the spouse or the child become disabled they too are eligible for social security benefits from the federal government.

Let’s take  a look at some of the benefits of social security disability policy for family under the Social Security Disability Insurance program.

Disabled Widow's and Widower's Benefits: This is for individuals above the age of fifty, who have become disabled after the death of a bread winning spouse, within seven years of the death of the spouse.

Disabled Adult Child Benefits: These benefits are for the children of persons who are deceased or who are drawing Social Security disability or retirement benefits and have become disabled before the age of 22.

Child support program: This is an additional benefit to sthe persons who have children below eighteen years of age and need support for their studies and maintenance.